Personal Loan Details & Benefits
FICO credit score of 660 or higher, or higher if not currently a US customer. A bank – personal loan may be right for you. 1
Minimum 7.74% APR1
US bank customers can borrow from a minimum of $1,000 up to a maximum of $50,000. Not a customer of a US bank? You might be able to borrow up to ¥25,000.
If approved, you will pay the same amount monthly at a Fixed Annual Rate (APR) of 7.74% to 20.24% APR for a period of 12 to 84 months (up to 60 months for non-customers) .
Fast response to all your needs
Personal loans available for any purchase or item.
This one-time loan of his will help pay for vacations, home renovations, medical bills, or debt consolidation.
No hidden costs or fees
There are no termination fees or prepayment penalties when you take out a personal loan.
You are free to prepay all or part of your loan at any time.
No collateral required
Personal loans are unsecured. H. You don’t need to guard your house or car.
If you don’t have equity or qualify for a home equity loan or line, this is a good option.
No home inspection or appraisal
No home is required as collateral for a personal loan.
Get your project financed within hours.
Easy Application Process
Get quick access to your funds with our simple and secure online application process.
A personal loan application takes minutes and is based on your credit rating.
Estimate your monthly payments with this personal loan calculator.
How to Apply for a Personal Loan
The application process is quick and easy.
Step 1: Check tariffs
Check individual tariffs. We will use some information about you to conduct a gentle credit check that will not affect your credit score. When you are ready to do so, you will need the following information:
Social Security Number (SSN)
With someone else
If you are applying with a co-applicant, their income and credit rating will also be considered and may affect interest rates and loan size.
When you submit your application, U. Bank will provide you with a complete credit report, which may affect your credit score.
How long does it take to process a loan?
Normally you will be notified of the credit approval status within one minute.
Step 3: Complete Your Loan
If your loan is approve and you are a US Bank Personal Check or Savings customer, you can complete your loan online. If you do not have a personal checking or savings account with a US bank, you may need to visit a US bank branch to complete your loan.