Car insurance

Regardless of the type of car you are insuring, you can choose different levels of coverage depending on how much protection you want for your car insurance. Car insurance




Collision and damage coverage protects you from the cost of repairing damage to your vehicle caused by hitting another vehicle or an object such as a guardrail.




“Coverage against perils other than collision or breakdown”, formerly called comprehensive, protects against the cost of repairing damage to your vehicle from unforeseen circumstances such as fire, theft, vandalism or natural disasters.




All perils protection combines both of the above coverages.

Specific perils coverage protects your vehicle only against specific perils, such as theft or attempted theft, certain natural disasters, riots or civil disturbances.




Car insurance coverage based on your vehicle

Car insurance liability coverage is mandatory for driving in Canada. Beyond that, there are other options to consider for your ideal coverage.




Drive worry-free with additional auto insurance protection

If you have a good driving record, it’s natural that you want to protect it. Do you want to be able to rely on roadside assistance services if you run into trouble along the way? Protect your good record and drive worry-free with My auto privilege®. This combination of two coverages adds peace of mind and confidence on the road.




My DriveTM

Personalize your car insurance premium with My DriveTM*. Get a personalized premium based on how you drive, get tips and insights, and access helpful tools in the app to help you be a more informed driver. Let’s take the road together!




Learn more about My DriveTM

*Some conditions, limitations and exclusions apply. See Terms of Use for program details.

Enjoy discounts and benefits just for owning an electric or rechargeable hybrid vehicle

Intact Insurance is here to help those who help protect and preserve our environment by reducing their carbon footprint, offering discounts and benefits so EV drivers can continue on their way.




Benefits of going green include:

Protect both your wallet and the environment: Get up to 20% off your auto insurance premium*




Join an EV association:

Association des vehicules électriques du Québec (AVÉQ) Get 50% off the first year of membership and 20% off the second year*





Recharge your battery:

Enjoy peace of mind with roadside assistance to take you to the nearest charging station if needed

Get the best value for your money with car insurance and home insurance bundles from Intact Insurance

Synchro insurance is the perfect marriage between your home insurance and auto insurance. This winning combination gives you superior insurance coverage and up to 15% off your home insurance premium.





Your car insurance savings and payments

At Intact Insurance, we treat every person as an individual.

We work with local, brokers to offer insurance coverage and premium amounts unique to you. Talk to a broker to help you navigate through the different car insurance coverage options so that your discounts are built into the price you pay.

We offer a variety of convenient payment options to help make managing your payments easier.





Car insurance claims

No one wants to be involved in an accident, but if you need to make a car insurance claim, we can get you through the process as quickly and efficiently as possible. Discover how we can help with your car insurance claim.





30 minute claim guarantee

When you call Intact Insurance to report a claim, we guarantee that within 30 minutes of answering your call, one of our dedicated claims representatives will initiate your claim.

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